Category: Health Insurance
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How Big Health Insurance Distorted and Destroyed a Good Product
What is insurance? Insurance is a tool for protection against financial loss. It’s not a tool that should be used to pay for relatively small things that happen frequently, as we tend to do with health insurance. For me, it’s all about mitigating the risk posed by occurrences that would, without insurance, create significant financial…
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Direct Care: Remove The Middle Man When He’s Not Contributing
Direct care (doctor provides value; patient/consumer pays doctor directly in return for that value) removes the middle man when he is not adding value. I know this image doesn’t tell the whole story. It’s just a doodle. But it’s hard to argue with the core of it. Like automobile insurance (required by law in the…
